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不少業主擔心手上物業成為負資產後,銀行便會「call financial loan」,但其實只要業主繼續按時還款,並無拖欠貸款、從事非法活動或做出違法按揭合約的行為(如借按揭保險後把物業出租),銀行極少會「contact personal loan」。即使業主延遲還款,銀行通常先口頭及�
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